‘Prime Guard’ Personal Accident Insurance

The Ultimate Personal Accident Coverage from MBSL Insurance

Accidents happen when you least expect them. And when they do, the financial and emotional toll can be devastating. That's why we've created ‘Prime Guard’ - the Personal Accident Insurance that provides comprehensive financial protection for you and your loved ones.

‘Prime Guard’ provides financial protection to the insured due to death or bodily injury caused by an accident. It includes a host of benefits and features to choose from.

Main Benefits

• Accidental death: In the event of an accidental death to the insured, Prime Guard will provide financial support to the insured’s loved ones with a pre-specified limit within 12 months of the accident.
• Permanent disability: In the event of a permanent disability caused by an accident, Prime Guard will provide financial support to you with a pre-specified limit within 12 months of the accident.

Free Benefits:

• Double indemnity due to accidental death & permanent total disability from public transport
• Funeral expenses due to accidental death
• Ambulance fee due to accident
• Physiotherapy due to accident
• Child support fund
• Mobility aids (wheelchairs, walking aids etc.) due to accident
• Diagnostic procedures and tests due to broken bones or fractures

Optional Benefits:

• Daily hospital cash benefit due to accident
• Daily hospital cash benefit for dengue fever
• Ambulance fee for Dengue fever or Covid-19
• Bereavement benefit for death due to Dengue fever or Covid-19
• Diagnostic procedures and tests for Dengue fever or Covid-19 (if tested positive)

Who is eligible?

• Persons living or working in Sri Lanka, or away from Sri Lanka for no more than 90 days at any one time
• Persons between 7 days and 65 years old
• Fully paid or agreed to pay premium within 60 days